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Tuesday, 29 August 2017

The big relief given by State Bank of India for the processing fee of the loan

In order to encourage retail loan portfolios, the country's largest public sector bank State Bank of India has given a lot of relaxation on its personal loan processing fees. This fee waiver will be exempted from other banks' takeover of home loans.
Bank said in a statement today that 100% of the processing fee for car loan, personal loan, gold loan and other loans will be allowed. This is a part of the festival offers announced by the bank. The processing fee on car loans will be waived of all the customers, who will apply till December 31. Apart from this, upto 31st October, 2017, the processing fee on the personal gold loan will be 50% off. Customers who apply for Express Credit Personal Loan until September 30, 2017, will be given 50 percent of the processing fee. The bank has made this announcement three weeks after the deduction of interest rate in the savings bank.
Meanwhile, the Reserve Bank of India has cut interest rate by 0.25 per cent. However, the State Bank or any other bank has not yet reduced its interest rates. However, in the near future, banks are being considered to review their interest rates. Customers are also eagerly waiting for interest rates to decline. Then it will be seen that banks will offer less flexibility in interest rates to customers.



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